Ameriprise Auto Insurance: Review And Easy Quotes (2022) – Motor1

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Below, we take a close look at Ameriprise Auto and Home Insurance, which is now known as Connect. We’ll go over Ameriprise insurance reviews, coverage, rates, customer service, reputation, and more to help you on your quest for cheap car insurance.
Everyone’s on the hunt for low-cost car insurance. With so many options to choose from, it can be difficult to figure out which insurance companies fit your needs. To simplify your search, we’ve reviewed the best car insurance providers in the U.S. and laid out everything you need to know about these providers to make an informed decision about your insurance coverage.
Fill out the short form above or call (844) 246-8209 to start comparing free quotes from providers in your area.
Ameriprise Auto and Home Insurance is an insurance provider that focuses on the customer experience. In the company’s own words, they are “insurance—handled with care.” Parent company Ameriprise Financial was founded in 1894, and is now a publicly traded company on the New York Stock Exchange.
Ameriprise’s standout feature is that it offers discount insurance rates to Costco members—some refer to it as Costco Ameriprise insurance. The company is now known as Connect and is part of American Family Auto Insurance.
The company has a strong overall industry reputation, with an A financial strength rating from AM Best and an A+ rating from the Better Business Bureau (BBB).
Ameriprise Auto and Home Insurance offers standard car insurance coverage options, including:
You can learn more about the six different types of car insurance in our review. In addition to these options, motorists can purchase:
While Ameriprise doesn’t offer any particularly unique coverage options, like pet injury insurance, it does offer the most common and important types of coverage that will suit most motorist’s needs.
Ameriprise offers a solid selection of discounts. While most of these discounts are standard offerings, the Garaging Discount and Education Discount aren’t as common.
To determine the exact cost of an Ameriprise car insurance policy for your vehicle, you will need to contact the company for a personalized quote. Many factors impact car insurance cost such as driver age, marital status, city, driving record, and more.
Based on Ameriprise auto insurance reviews, Ameriprise offers average customer service. The provider has an A+ rating from the Better Business Bureau, but only a one-star customer rating. While this sounds bad, almost every insurance company we’ve reviewed has similar ratings.
Here’s some examples of Ameriprise Insurance reviews:
“The claims representative especially was very friendly and gave me great advice to keep my mind at ease… I initially chose Ameriprise for their low premiums. But so far I have received better service than any other insurance companies I’ve been with.”
– Brian C. via BBB
“We have been with Ameriprise Costco for many years, both auto and home insurance. The premium of the auto has been up and down over the years but no big changes, which is why we kept it. Well, I just received a bill for the next six [months], and the premium is going up 30 percent.”
-Liu D. via BBB
Ameriprise offers a good variety of discounts and substantial coverage for your vehicle. If you are a safe driver, you can likely get a reasonable rate and good coverage through Ameriprise’s car insurance, but high-risk drivers may want to look elsewhere. Overall, we rate the company 3.5 stars out of 5.0. It is a reliable company but other providers may offer lower rates and better coverage.
When shopping for auto insurance, it’s always a good idea to compare multiple providers. Here are two providers we highly recommend.
Out of all the insurance companies we’ve reviewed, USAA came out on top. The provider has the lowest average rates across the nation, superb customer service, and a long-standing reputation. However, it only serves military members, veterans, and their families, so if you don’t fit into one of those categories, you’ll need to look elsewhere.
We rated USAA 4.8 out of 5.0 stars and named it the Best for Military in 2021. Its comprehensive car insurance coverage, nationwide availability, positive USAA auto insurance reviews, and A++ rating from AM Best make it a smart choice for eligible/most drivers.
Our Verdict: If you are looking for the best auto insurance for veterans, military members, or family, USAA offers outstanding coverage for a very affordable price. This should be at the top of the list for anyone affiliated with the U.S. military.
If you’re not eligible for coverage under USAA, but still want affordable coverage, Geico car insurance might fit your needs nicely. In our Geico auto insurance review, we awarded the company 4.6 out of 5.0 stars and named it the Best Overall Provider in 2021.
Our Verdict: Geico is the best provider for anyone who isn’t eligible for USAA insurance. It provides reasonable rates, good coverage, and good customer service, and it also has a convenient mobile app that makes managing your policy easy.
Use our tool below or call (844) 246-8209 to start comparing car insurance quotes:
Ameriprise is generally considered to be a reputable insurance company. It has been in operation since 1894 and has good financial strength rating from AM Best (A).
Costco does not provide auto insurance itself, but Costco members can receive discounted car insurance rates from Ameriprise Auto and Home Insurance.
Yes, Ameriprise offers rental car reimbursement coverage.
The cost of Costco car insurance fluctuates from driver to driver just like the cost of Geico, so the only way to determine which is cheaper for you is to request and compare quotes from both providers.
Yes, Ameriprise offers accident forgiveness. However, this coverage is not available for drivers in California, Connecticut, Georgia, Kansas, or North Carolina.
In an effort to provide accurate and unbiased information to consumers, our expert review team collects data from dozens of auto insurance providers to formulate rankings of the best insurers. Companies receive a score in each of the following categories, as well as an overall weighted score out of 5.0 stars.
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